As a Military Veteran, I have learned, "it's not about me, but the guy next to me!"  This is how my team and I do business.  It's about you; helping you find the right fit and value.  I look forward to helping you with your timeline and goals!

Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

What we do: Residential home mortgages. Specializing in Conventional, VA, FHA, USDA, High Balance Nationwide loan (jumbo loan at conventional rates), 1st time home buyer programs with free appraisals, Refinancing, etc. We pride ourselves in full disclosure of fees, including our compensation, and NO JUNK FEES, EVER! And being a wholesale lender we have the lowest rates in the industry.
#1 Residential Mortgage Lender: We are not afraid of the competition! It’s what drives us to get better each and every day. We offer the best rates, fees, and service, guaranteed. This is our singular commitment to giving you the best value in the business. One look at how we compare to other banks and lenders and it’s easy to see why we are #1.
Doc-less loan process: We offer some of the best technology in the industry. Often times everything can be done electronically, nothing has to be wet signed or printed. Often times we can automatically verify assets and income so no need to gather all those “required” documents. This saves time with our average close time of 19 days on most loans.
Communication: We are completely transparent about everything we do. We educate you along the way and help you make the best long-term choices to fit your needs. It’s not about us, it’s about you!
Ethos - “The character or a person or group as manifested in their beliefs, aspirations, and actions.” Ethos is the “WHY” of what we do. Helping families build strong communities.