Realize Your Dream of Home Ownership

Welcome, we are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch, with world-class customer service and the best rates and fees in the industry.

Welcome to our website.
As a premier lender, it is important that we provide you excellent, world-class service and make sure we help you in obtaining the right fit and value.  We are a relationship lender.  Here is what you can expect from my team:

Three “C’s” and Three “E’s”

  • Consulting – We will consult and educate you along the way – Trust is critical, and we earn it!
  • Communication – This is key!  At a minimum, we will be emailing and calling every Tuesday with an update.  Of course, throughout the loan process, you will be hearing from us to obtain all documents and information needed.  Communication is two-way.  Please call us if you have any questions.
  • Close-on time – We don’t miss deadlines and suspenses.  Please note, your quick response to documentation and requirements are also key to this success.
  • Expectations – We will set these right up front and help eliminate fears.
  • Engaged – My team is here to help you.  Together we will be engaged throughout the entire loan process. (see Communication)
  • Excellent Value – We provide you with the lowest rates and fees.  We never charge an origination fee or JUNK fees ever and we provide you the best rates every time.

We only work by referral.  Our goal is C.A.R.E.  Create A Referable Experience.  We want to earn the right to earn your referrals before we close.  If you know of anyone needing our service, we would love to help them meet their goals too!  I ask that you commit to giving us your next referral.  Thank you!

What we expect from you:

  • Communication – if you have questions or fears, please let us know right away.
  • Complete requests of items needed within 24 hours. (or as quickly as possible)
  • Feel good about what we are doing for you.  Know that we have provided you an amazing loan experience.  (finding you the right fit and value, best rates and fees, and meeting your goals and timeline is paramount)
  • Keep us top of mind for those around you needing our services.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website, you can submit a complete online, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

VA Loans and Refinancing in American Fork, UT

We are a full-service mortgage company based in American Fork, UT. We specialize in VA Loans, Refinancing, Home Purchase Loans, or FHA Loans in American Fork. We also serve all of UT and can do loans in ID and CO. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Jumbo

What makes Mendenhall Mortgage unique is that we offer the following niche programs as well: High Balance Nationwide, Credit Repair, Purchase remodel loan.

Contact Lance Mendenhall today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Get Your Mortgage Questions Answered Today!