Build Your Dream from the Ground Up
Our Construction Loan program is designed to help you finance the building of a new home from start to finish. Whether you’re working with a builder or managing the project yourself, we provide the tools and guidance you need to turn plans into reality. With flexible draw schedules and expert support, you stay in control every step of the way.
Flexible Financing for Every Phase
From land purchase to final construction, our Construction Loans are structured to support every stage of your project. We work closely with you and your builder to release funds in phases—ensuring timely payments and a smooth building process. Our financing is tailored to your project timeline, making budgeting and planning easier than ever.
Expert Guidance from Groundbreaking to Closing
At Mendenhall Mortgage, we simplify complex construction financing. Our experienced team will walk you through the loan approval, construction timeline, inspections, and disbursements—so you’re never in the dark. From blueprint to move-in day, we’re here to help you build with confidence.
Experience the Mendenhall Mortgage Advantage
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Tailored loan solutions for every financial situation
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Fast, responsive service from experienced professionals
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Competitive rates with flexible program options
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Local expertise in Utah, Florida, and Colorado
One-Time Close Options Available
Save time and money with our convenient One-Time Close Construction Loans. These streamlined solutions combine the construction and permanent mortgage into a single loan, reducing paperwork and locking in your rate from the start. It’s an efficient way to simplify the financing process and focus on building your future.
Why Choose Mendenhall Mortgage?
Choosing the right mortgage partner can make all the difference—and at Mendenhall Mortgage, we’re committed to being that difference. With a focus on personalized service, clear communication, and unmatched loan expertise, we guide you through every step of the home financing journey. Whether you’re buying, building, or refinancing, our team works with integrity, speed, and care to ensure you get the right loan at the right time. We don’t just close deals—we build lasting relationships built on trust, value, and results.
We are known for
Personalized service with a client-first approach
Deep expertise in Utah, Florida, and Colorado markets
Fast, transparent, and stress-free loan processing
Diverse loan programs tailored to unique borrower needs
"FAQs"
We offer a wide range of mortgage programs, including Conventional, FHA, USDA, Jumbo, Construction, DSCR, Non-QM, Refinance, and Reverse Mortgages. Our team will help match you with the right loan based on your financial goals and property type.
During your consultation, we’ll assess your income, credit, goals, and homeownership plans to recommend the best loan options. We make the process simple, educational, and tailored to your situation.
A pre-qualification gives you an estimate of what you might be able to borrow, while a pre-approval is a more detailed process that involves verifying your income, credit, and documentation. Pre-approval gives you stronger negotiating power when shopping for a home.
Yes! We specialize in solutions for self-employed borrowers through bank statement and Non-QM loan programs. We review your financial profile beyond just tax returns to help you qualify.
The typical mortgage process takes 21 to 30 days from application to closing, depending on the loan type and complexity. Our team works efficiently to keep your loan moving forward and ensure a smooth experience.
Your Journey. Our Commitment.
At Mendenhall Mortgage, we’re more than just a lender—we’re your trusted guide in the home financing process. From understanding your goals to securing the right loan, we’re committed to making every step smooth, transparent, and personalized. Whether you’re buying your first home, building your dream property, or refinancing for a better future, we stand beside you with expert support and unwavering dedication.
